The Family Business Family Office

Coordinating the Decisions That Shape the Family Enterprise

For business-owning families, the most important decisions are interdependent.
Ownership, investments, tax, and estate structures must work together—especially during periods of transition, when one decision can impact everything else.

Discuss Your Situation

These decisions don’t stand alone.
They must be coordinated.

Transition & Ownership Strategy

Transition is not a single event—it’s a series of interdependent decisions.

We help families coordinate these decisions early, so the business, the structure, and the family remain aligned as change unfolds.

Investment Management

Most investment strategies aren’t built for business owners.

We provide institutional-level investment oversight—helping families manage concentrated wealth, navigate liquidity events, and build portfolios aligned with long-term family objectives.

Wealth, Tax & Estate Coordination

Estate, tax, and wealth decisions don’t operate in isolation.

The goal is not just efficient planning—but ensuring these decisions function together as a unified strategy.

     Includes:

     Includes:

     Includes:

  • Generational transition planning
  • Leadership and ownership succession
  • Shareholder alignment and structuring
  • Liquidity and recapitalization strategy
  • Continue vs. exit decision support
  • ESOP evaluation and implementation
  • Customized portfolio management
  • Institutional-quality investment oversight
  • Concentrated wealth and liquidity planning
  • Long-term capital allocation strategy
  • Public and private market coordination
  • Risk-aware portfolio construction
  • Advanced estate and trust structuring
  • Integrated tax strategy and optimization
  • Wealth transfer coordination
  • Risk management and protection planning
  • Coordination with legal and tax advisors
  • Post-liquidity planning and implementation

Every Path Requires a Different Kind of Preparation

The work we do with families is shaped by where they are in the journey and where they intend to go. Our Three Paths Framework helps families evaluate and prepare for the path that best fits their business, their family, and their long-term goals.

Continue

Transition to the next generation

Recapitalize

Create liquidity while preserving control

Exit

Sell and transition to managing family capital

There is no single right path.The right answer depends on the family, the business, and the options available.
We help families understand all three before pressure reduces their choices.

Get Started

Ready to Talk Through Where You Stand?

Whether you’re beginning to think about transition or already navigating it, the right time to build a coordinated plan is before the decisions become urgent.

Schedule a Transition Conversation
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Check the background of your financial professional on FINRA’s BrokerCheck. The content is developed from sources believed to be providing accurate information. The information in this material is not intended as tax or legal advice. Please consult legal or tax professionals for specific information regarding your individual situation.  This communication is strictly intended for individuals residing in the states of Arizona, California, Florida, Indiana, Maryland, Michigan, Minnesota, Nebraska, New York, North Carolina, Ohio, Rhode Island, South Carolina, Virgina. No offers may be made or accepted from any resident outside the specific state(s) referenced.  Michael Palumbos, CA Insurance License #0H56023. Securities and investment advisory services offered through Osaic Wealth, Inc. , member FINRA/SIPC. Osaic Wealth, Inc. is separately owned and other entities and/or marketing names, products or services referenced here are independent of Osaic Wealth, Inc. *Associated persons of Osaic Wealth, Inc.  who hold a JD and/or CPA license do not offer tax or legal advice on behalf of the firm. Osaic Wealth, Inc.  and its representatives do not offer tax or legal advice.  Individuals should consult their tax or legal professionals regarding their specific circumstances.